Financial Learning Articles
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10 Tips for Building Financial Security
Start building financial security today with Payactiv. These 10 tips can help put you on a path to financial stability and security
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![](https://www.payactiv.ca/wp-content/uploads/2023/08/Budgeting_Tips-1.jpg)
12 Budgeting Tips for Beginners For Every Financial Situation
If you have financial goals on your mind, you’re likely concerned about the dreaded B-word—budgeting. But if you’re going to save money, a few budgeting
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![A woman wearing a white shirt holds a smartphone and scrolls through pictures of clothing for sale.](https://www.payactiv.ca/wp-content/uploads/2023/08/Spend_Less_Ignoring_Joneses-1.jpg)
How to Spend Less by Ignoring the Joneses
When people in our lives get the latest iPhone, shoes, car, or tech gadget, it can be easy to feel left behind. We live in
![A person typing their credit card information onto their laptop.](https://www.payactiv.ca/wp-content/uploads/2023/08/Understanding-Interest-Rates-and-Fees-1.jpg)
![A person typing their credit card information onto their laptop.](https://www.payactiv.ca/wp-content/uploads/2023/08/Understanding-Interest-Rates-and-Fees-1.jpg)
The Hidden Costs of Credit: Understanding Interest Rates and Fees
According to Transunion, the average credit card balance for Canadians was $3,909 during the first quarter of 2023. This figure was up from the $2,447
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![A woman is holding her credit card and smiling while on her laptop.](https://www.payactiv.ca/wp-content/uploads/2023/08/Mastering_Credit-1.jpg)
Mastering Credit: A Guide to Building a Strong Financial Foundation
Some personal finance experts swear by using credit cards, while others recommend avoiding them at all costs. The reality is that you sometimes need a
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![stressed man thinking leaning against a brick wall](https://www.payactiv.ca/wp-content/uploads/2023/08/managing_financial_stress-1.jpg)
Managing Financial Stress: Strategies for Maintaining Mental Wellbeing in Times of Uncertainty
With the increasing cost of living for all Canadians, many people feel the pain of inflation emotionally and financially. It’s hard to deny a strong